The Medicare information you need is right at your fingertips. Review the options available to you, including cost, coverage and more. You can also do a side-by-side comparison of the different plans in your area to see which one best fits your needs.
What are you waiting for?
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When to sign up for Medicare
You have a seven-month window of time to sign up for a Medicare plan:
- Three months before the month you turn 65
- The month of your birthday when you turn 65
- Three months after the month you turn 65
If you plan to keep working after turning 65, you're still eligible for Medicare. It may offer better coverage than an employer-sponsored plan and save you money.
Optum offers health care that's built around you. Find a doctor near you.
Work with a helpful licensed insurance agent
We can connect you with an independent, licensed agent who will:
- Meet with you one-on-one
- Answer your questions and explain how Medicare works
- Show you how to contact the Social Security office to enroll in Medicare
- Talk with you about your current plan and what it covers
- Help you keep your doctor and the network you know and trust
There is no obligation to enroll. Insurance agents who speak languages other than English are available.
Contact Medicare to learn about plans
You can also contact Medicare to learn about plans:
- Visit medicare.gov.
- Call Medicare at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.
Top 10 Medicare facts
- Be sure you’re covered by the time you turn 65. Sign up during your initial enrollment period. It starts three months before your birthday month and ends three months after your birthday month.
- Medicare is divided into three parts: Part A, Part B and Part D.
- Original Medicare (Part A and B) is offered through the federal government.
- Original Medicare is the same across the United States.
- Part C, known as Medicare Advantage, combines Part A and B.
- Part D covers prescription medications.
- Medicare Advantage (Part C) and prescription medication (Part D) plans are offered by private insurance companies.
- Medicare Advantage (Part C) and prescription medication (Part D) plans may be offered only in certain counties, states or regions.
- MediGap, also called a Medicare Supplemental plan, can help pay for costs that Original Medicare doesn’t pay.
- You have a lot of choices. But you don't have to figure it out on your own. With help, you can find a plan that’s right for you.
Medicare FAQ
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* We can connect you with a licensed insurance agent in your area. The agent will review your health insurance plan options, answer your questions and even help you enroll.
Optum Sales Support Center connects those who qualify for Medicare with many resources. These include licensed insurance agents that sell Medicare Advantage and Medicare prescription drug plans.